What would happen if all Americans simply paid cash for everything?
Can't afford it, don't buy it. And always pay cash for all day to day items so that your purchases do not go into a database.
You say you have had it with a power structure that puts you in debt and tracks your every move? And you don't wanna go through your life with a hook in your mouth and obligated to remain at a soul-starving day job you despise.
This would do it, wouldn't it? Of course, if you're happy being in hock, wage-slaving and a marketer's dream, carry on, by all means.